A Sagicor claim form must be used. The form should be completed and signed by the doctor stating the diagnosis with the relevant receipts attached, and an official stamp affixed to the form. The form must be completed and signed by the Insured or the patient ( in cases where there is a co-insured). Dependents 16 years and older must sign the form, however, dependents under the age of 16 are considered minors in which case the insured is required to sign the form.