Regular Shares

Regular Shares Savings determine members’ eligibility for loans and can be used as collateral. Withdrawals from Shares Savings are not encouraged, however, if it becomes absolutely necessary members must give one (1) months’ notice in writing.

Frequently Asked Questions

Most Asked

Yes, you wil need to provide: Completed application form with Proof of Address: Utility bill, Bank Statement, Driver’s License Identification: Two Photo Identification (National ID, Passport, Driver’s License), Evidence of Source of Income: Example:Remittance Receipt

Notarized and completed Application FormnnProof of Address:nUtility bill, Bank Statement, Driver’s LicensennIdentification:nTwo Photo Identification (ID, Passport, Driver’s License)nnSource of Income:nNotorized Employment Letter, Salary SlipnnCopy of Marriage Certificate (if applicable) which must be in color and notarizednnAll original documents must be sent via mailnDeposits can be sent in the form of: international Postal order Documents should be coloured and notarized and can also be sent via email to

Members are able to sign up for our online baking in the comfort of their homes. can use the above link to enroll for our Home banking service.nFor users enrolling for the first time. nYou can use your Account number as Login ID & Email address to sign up nnPlease note the email address used must match the email address on our system.

To add a beneficiary to your account, you may visit the Member Services Department at any GECCU branch and speak with a representative. However, members can also submit a notarized letter instructing us to update their beneficiary. Please note that the letter must include; name, date of birth, address and contact numbers for each beneficiary to be added to the account.

Our Minimum Loan criteria is as follows

1. Only members can qualify for loans.

2. Members must have the minimum share requirement.

That minimum share requirement would depend on the type/purpose of the loan

Generally, our Loans Officers would look at:

1. The applicant’s ability to repay the loan

2. The conditions for the loan that being there must be a clear purpose for the loans. Adequate information must be given.

3. A good repayment history is vital

4. If necessary additional security would have to be provided

Interest is paid annually at a rate determined by the Board of Directors.n

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