Our Minimum Loan criteria is as follows

1. Only members can qualify for loans.

2. Members must have the minimum share requirement.

That minimum share requirement would depend on the type/purpose of the loan

Generally, our Loans Officers would look at:

1. The applicant’s ability to repay the loan

2. The conditions for the loan that being there must be a clear purpose for the loans. Adequate information must be given.

3. A good repayment history is vital

4. If necessary additional security would have to be provided